Please use this identifier to cite or link to this item: http://hdl.handle.net/11718/1037
Full metadata record
DC FieldValueLanguage
dc.contributor.authorDesai, B. M.
dc.date.accessioned2010-03-13T10:26:34Z
dc.date.available2010-03-13T10:26:34Z
dc.date.copyright1982-11
dc.date.issued2010-03-13T10:26:34Z
dc.identifier.urihttp://hdl.handle.net/11718/1037
dc.description.abstractRural savings are determined by both 'ability' and 'incentives' to save. All except two studies reviewed emphasize 'ability', though some qualitatively analyze 'incentives'. This relative neglect is justified when positive substitution effect of the 'incentives' is off-set by its negative income effect. Such 'total' effect does not necessarily arise. 'Incentives' variable can be incorporated in both cross-sectional and time-series models, as shown in the two exceptions. Past time-series estimates of rural savings are characterized by reporting, measurement, and analytical weaknesses. Some of these lead to underestimation of these savings. This, however, does not mean that all of the additional savings are mobilizable by the financial institutions. This is because rural households hold their savings ion monetized as well as non-monetized forms.en
dc.language.isoenen
dc.relation.ispartofseriesWP;1982/442
dc.subjectSavingsen
dc.subjectRural Indiaen
dc.subjectIncentivesen
dc.titleResearch on rural savings in Indiaen
dc.typeWorking Paperen
Appears in Collections:Working Papers

Files in This Item:
File Description SizeFormat 
WP 1982_442.pdf718.49 kBAdobe PDFView/Open


Items in IIMA Institutional Repository are protected by copyright, with all rights reserved, unless otherwise indicated.