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Formal vis-a-vis informal credit supply sources in tribal areas: a case of Dharampur taluka
(2010-03-13)
This paper first discusses the main features and operations of both the sources of credit supply in Dharampur. It then presents a framework that conceptualizes the substitution process from the standpoint of the inhabitants ...
Project formulation and implementation: a framework for a rural credit project
(2010-03-14)
This paper outlines a possible framework for credit project formulation and implementation exercise. For this purpose we have abstracted from the present realities and experiences of project approach of rural financing as ...
Costs of operations in agricultural financing by formal agencies
(2010-03-12)
The purpose of this paper is to first briefly discuss the main elements of costs in agricultural finance operations of formal agencies. Secondly, the sources of high administrative costs are identified. And finally a ...
Relationship of consumption and production in changing agriculture, a study in Surat District, India - a summary
(2010-03-13)
This is a summary of the study entitled Relationship of Consumption and Production in Changing Agricultural: A Study in Surat District, India published in the occasional paper series of the Technological Change in ...
Functions and role of institutional finance for agricultural and rural development
(2010-03-24)
This paper demonstrates that Institutional finance must play a multi-functional role to fulfil its three-fold objectives of promoting (a) growth, (b) better equity, and (c) its own viability/profitability for agricultural ...
Delivery of credit to rural poor
(2010-07-27)
Four questions that are raised in this paper are: (1) Why is it necessary to reserve formal credit for rural poor? (2) Is credit a constraint on increasing production and incomes of the rural poor? (3) Is existing credit ...
Production and Marketing problems of villagers in various Asian countries
(2010-07-22)
The paper discusses technical, institutional and economic aspects of the Production and Marketing problems of Asian villagers. It argues that these aspects are manifestations of the structural deficiencies associated with ...
Initiatives in rural credit policies under new economic environment
(2010-07-26)
Initiatives in rural credit policies pertain to two instruments. These are institutional development and interest rates. Some of these initiatives are right for both these instruments, while some others are not. Former for ...
Viability of rural banking by the nationalized commercial banks in India
(2010-04-03)
This paper examines the viability of rural banking by the Nationalized Commercial Banks and the factors influencing it. The viability was examined using both cost and profitability analyses. Theory of costs is used for the ...
Recent policies for rural banking by commercial banks
(2010-03-29)
This paper discusses three recent policy changes for rural banking by the commercial banks. It first discusses likely impact of these policy changes. It then presents rationale for promoting rural banking infrastructure. ...