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Now showing items 11-20 of 23
Community at the Core A Study of Sarvodaya Nano Finance Limited
(2009-09-02)
The paper traces the evolution of Sarvodaya Nano Finance Limited (SNFL). At the outset we explore the background of SNFL, the motivation for the promoters to set up the organisation and how it has grown from the time it ...
Microfinance and the State: Exploring areas and structures of collaboration
(2009-09-02)
This paper examines the role of state in reaching out financial services to the poor in India. The current players in reaching these services include the formal banks and co-operatives. In addition, there are several ...
Microfinance and the state: exploring areas and structures for collaboration
(2005-10-28)
Since the early 1990s, there have been many significant state initiatives in the institutional
and policy spheres to facilitate access to financial services by more poverty-stricken
groups. This article reviews the ...
Conditions in which microfinance has emerged in certain regions
(2007-11-09)
The paper looks at some macro data on the availability
of infrastructure, economic growth, density of
population and the availability of formal financial
services to examine if any of these factors explain its
growth ...
Expansion and welfare in microfinance: a screening model
(Economic Modelling, 2016-02)
The expansion of microfinance has triggered concerns of rising indebtedness, and higher default and interest rates. Using a screening model, we show that even if interest and default rates increase due to expansion, borrower ...
Risk diversification through multiple group membership in microfinance
(Applied Economics Letters, 2014)
We consider group formation in the joint liability setting in microfinance. Joint liability imposes additional liability of having to repay for group partners should they fail to repay. Multiple group membership allows ...
Entry of Profit-Motivated Microfinance Institutions and Borrower Welfare
(2013-11-22)
In this paper, we model welfare implications of entry of commercial micro nance institutions
(MFIs). We initially characterize equilibrium with a sole fund-constrained benevolent credit
institution followed by equilibrium ...
Rural finance in contemporary times: Interface with microfinance
(SAGE Publications Ltd, 2005)
In India, when we talk about rural finance, the stereotype offered is that of a banking system that fails to reach out to the poorer clients and, when it does, fails to recover the money so disbursed. The counter-point ...