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Recent policies for rural banking by commercial banks
(2010-03-29)
This paper discusses three recent policy changes for rural banking by the commercial banks. It first discusses likely impact of these policy changes. It then presents rationale for promoting rural banking infrastructure. ...
Rural Banking: Performance, Critical Problems and Policies
(2010-08-06)
Rural Financial Institutions (RFIs) have been built over decades by appropriate changes in institutional (non-price policies) and the interest rate structures and processes. Four significant achievements are: improved ...
Rural banking: misdirected policy changes
(2010-07-14)
Three policy alternatives can be identified for improving the profitability
of commercial banks' rural branches: closing loss-making rural branches,
improving the interest spread for these branches and diversifying ...
Cooperative rural banking: Anad shows the growth - Oriented path
(2010-03-31)
This paper is about how Anand Farmers Service Cooperative Bank could be successful under the same macro rural credit policies that governed most rural financial institutions. This bank is innovative in both the spirit of ...
SHGs as a Strategy or Mode for Reaching the Unreached for Rural Credit
(2010-08-18)
This case, based on published literature and field visits, poses some questions as to whether SHGs can be a substitute for the existing "mode" or "strategy" of RFIs in reaching the unreached, which of three models of linkage ...