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Banking for rural transformation: issues for '90s
(2010-03-15)
Banking for rural transformation in nineties will face many challenges that require hard choices. Challenges from demand side include (a) declining profitability and sustainability of agriculture, (b) continued stagnation ...
Banking in backward regions: banks-NGO-poor interface alternatives for action
(2010-03-19)
The problem of improving access of poor to formal banking system in risky ecological regions has acquired added importance in recent times. The ecological imbalances, reduced opportunities for productive investments, ...
Only 26% women deal with banks BMB chief
(2014-06-19)
Regulating managerial pay in banking
(Economic & Political Weekly, 2014)
Managerial pay disparity between private sector and public sector banking in India is widening. Should the regulators address this by hiking public sector pay scales, or by curbing private sector pay? Drawing from international ...
Is it time to open up to foreign banks
(Economic and Political Weekly, 2010-11-11)
What are the benefits and costs to India of an enlarged foreign bank presence? Going by the three important criteria of access to financial services, efficiency and provision of credit, it is unlikely that foreign banks ...
What does matched bank-firm data tell us about the moral hazard in lending decisions of state-owned banks in india?
(Indian Institute of Management Ahmedabad, 2017-11-11)
In this study, we examine quality of the lending decisions of public sector banks (PSBs) in India with a novel dataset which allows the identification of both the banks by the ownership types and their borrowers. We use a ...
Mark-up and efficiency of Indian banks: an Input distance function approach
(Empirical Economics, 2016-01-08)
This paper examines market power and efficiency in Indian banking using a unified theoretical framework based on the primal approach. Empirical results show that due to high level of concentration, large banks hold the ...
Financial Modelling for Business Sustainability: A Study of Business Correspondent Model of Financial Inclusion in India
(SAGE Publications Ltd, 2019)
The study highlights the need for measures to accelerate the pace of the business correspondent (BC) model for financial inclusion in India. The financial analysis of the existing BCs with the existing products and services ...