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Now showing items 11-15 of 15
The changing face of Indian banking
(Economic and Political Weekly, 2016)
Indian banking is passing through its most severe period of stress in over a decade. It is important, however, not to draw conclusions for banking policy from a snapshot of the most recent period-the totality of the ...
Public sector banks are adrift
(Economic and Political Weekly, 2016)
With credit and deposit growth slowing in key sectors and only retail credit growing, low capital adequacy ratios of banks, senior management changes in the offi ng, and bank mergers, the National Democratic Alliance ...
How much capital does a bank need?
(Economic & Political Weekly,2013, 2013)
Most companies would think twice before operating at a debt to equity ratio (or leverage) of 2:1. Some capital-intensive businesses, such as shipping, opt for a ratio that is considered [...]
Post-crisis regulation: a contrarian perspectiveve
(2010-01-16)
There have been a number of
commissions and committees
on the financial crisis over the
past year, which have largely
covered the same ground in their
analysis and recommendations
for reform of the financial sector.
The ...
More on financial inclusion: a few baby steps, not a great leap forward
(Economic & Political Weekly, 2014)
Despite decades of effort, India’s record in the area of financial inclusion remains unsatisfactory. Nearly 60% of India’s population does not have a bank account; 90% of small businesses have no link with the formal ...