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Expansion and welfare in microfinance: a screening model
(Economic Modelling, 2016-02)
The expansion of microfinance has triggered concerns of rising indebtedness, and higher default and interest rates. Using a screening model, we show that even if interest and default rates increase due to expansion, borrower ...
Endowment effects in bundles
(Studies in Microeconomics, 2016-03)
Behavioural experiments conducted so far to establish the presence of endowment effects have endowed the subjects typically with a single good. In this paper, we extend this analysis and test for the presence of endowment ...
Competition law in india: perspectives
(Sage, 2016)
In 2002, the Parliament of India enacted the Competition Act, replacing the
archaic Monopoly and Restrictive Trade Practices Act (popularly referred to as
the MRTP Act) of 1969. The primary goal of the Act, as stated in ...
Does multiple borrowing necessarily mean over-borrowing?
(Practical Action Publishing, 2016)
Using a survey dataset collected from Andhra Pradesh, India, we test if multiple borrowing
is equivalent to over-borrowing. Results suggest that over-borrowing and multiple loans
are not necessarily synonymous. As the ...