| dc.contributor.author | Das, Abhiman | |
| dc.contributor.author | Bansal, Avijit | |
| dc.contributor.author | Ghosh, Saibal | |
| dc.date.accessioned | 2021-05-26T06:46:35Z | |
| dc.date.available | 2021-05-26T06:46:35Z | |
| dc.date.issued | 2020 | |
| dc.identifier.citation | Das, A., Bansal, A., & Ghosh, S. (2020). Financial misconduct, fear of prosecution and bank lending. Economic & Political Weekly, 55(13), 54-61. Retrieved from https://www.epw.in/journal/2020/13/money-banking-and-finance/ financial-misconduct-fear-prosecution-and-bank.html | en_US |
| dc.identifier.issn | 00129976 (Print)
23498846 (Online) | |
| dc.identifier.uri | http://hdl.handle.net/11718/23896 | |
| dc.description.abstract | The issue and relevance of financial misconduct and fear of prosecution on the lending behaviour of Indian banks is investigated by combining bank-level financial and prudential variables during 2008–18 with a unique hand-collected data set on financial misconduct and fear of prosecution. The findings indicate that, in the presence of financial misconduct, state-owned banks typically cut back on credit creation and instead increase their quantum of risk-free investment. In terms of magnitude, a 10% increase in financial misconduct lowers lending by 0.2% along with a roughly commensurate increase in investment. In terms of the channels, it is found that private banks increase provisioning to maintain their credit growth, although the evidence for state-owned banks is less persuasive. | en_US |
| dc.language.iso | en | en_US |
| dc.publisher | Economic & Political Weekly | en_US |
| dc.subject | Financial misconduct | en_US |
| dc.subject | Fear of prosecution | en_US |
| dc.subject | Bank lending | en_US |
| dc.title | Financial misconduct, fear of prosecution and bank lending | en_US |
| dc.type | Article | en_US |
