Evaluation of public sector bank mergers
Abstract
As can be observed in the RBI Banking Trends Report 2019, the profitability of the PSBs is markedly lower due to the pile of Non-performing assets of the PSBs and low asset qualities, which in turn affects the capital ratios. This, in turn, affects the pace of credit growth in public sector banks, thereby creating a vicious cycle for the public sector banks.
Collections
- Student Projects [3208]