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Banking for rural transformation: issues for '90s
(2010-03-15)
Banking for rural transformation in nineties will face many challenges that require hard choices. Challenges from demand side include (a) declining profitability and sustainability of agriculture, (b) continued stagnation ...
Banking in backward regions: banks-NGO-poor interface alternatives for action
(2010-03-19)
The problem of improving access of poor to formal banking system in risky ecological regions has acquired added importance in recent times. The ecological imbalances, reduced opportunities for productive investments, ...
What does matched bank-firm data tell us about the moral hazard in lending decisions of state-owned banks in india?
(Indian Institute of Management Ahmedabad, 2017-11-11)
In this study, we examine quality of the lending decisions of public sector banks (PSBs) in India with a novel dataset which allows the identification of both the banks by the ownership types and their borrowers. We use a ...