Browsing Working Papers by Author "Desai, B. M."

Now showing items 1-5 of 5

    • Group based savings and Credit Programmes in Rural India 

      Desai, B. M. (2012-09-28)
      This paper suggests that the groups which undertake multiple activities like selling, purchasing, borrowing, etc. are likely to be more successful than the groups which nearly borrow. Another criterion suggested is that ...

    • Research on rural savings in India 

      Desai, B. M. (2010-03-13)
      Rural savings are determined by both 'ability' and 'incentives' to save. All except two studies reviewed emphasize 'ability', though some qualitatively analyze 'incentives'. This relative neglect is justified when positive ...

    • Restructuring rural financial institutions 

      Desai, B. M. (2010-04-08)
      This paper first identifies major proposals being considered now for restructuring rural financial institutions (RFIs). It then discusses main reasons which may have prompted these proposals. These are (1) inefficiencies ...

    • Rural banking in India - its performance and problems 

      Desai, B. M. (2010-03-29)
      This paper discusses in aggregate terms the performance of the formal rural financial market (RFM) in India. Considering three different aspects of this market several criteria are applied for this purpose. Thee three ...

    • Viability and equity objectives of institutional credit for agriculture 

      Desai, B. M. (2010-03-12)
      Institutions providing agricultural credit in India have been concerned with both the objectives of viability and equity of their operations. The attempts to reorganize the size of both the primary agricultural credit ...